Resources for women who work for themselves

This page gathers useful pieces of my work in one place. You will find interviews, guest blogs, deeper thinking behind the Money Strain Patterns and free tools to support self-employed South African women.

Articles

This section shares some of my writing on the topic of money and self-employed women in South Africa.

I am asked where the Money Strain Patterns came from and whether they were adapted from existing personality models. While I have read every psychology of money book I can lay my hands on, these came from a hypothesis I explored with my clients and tested with my assessment. If you would like to receive it when it's ready, you can add your name and email address.

Free Tools

These tools are simple, practical and designed for women who earn their own income and would like a little insight into how to manage their finances better.

Six Tiny Money Habits for steadier income: A short guide with ten small habits that help create stability when income fluctuates. These are doable actions that fit into daily life without adding pressure.

This Money Patterns Guide gives a lot more information on each of the four Money Strain Patterns

Take the free Money Patterns Quiz, to find out your dominant patterns and get a free emailed report

Podcasts

These conversations explore the emotional and practical sides of money for self-employed women. They will give you a sense of how I work, the patterns I see, and the questions women ask most often.

Private Practice Growth Club Podcast

This was a conversation on the typical money patterns that we can see in women in private practice and what to do about it.

Propulsion Podcast

This was a conversation on how financial advisors can adopt coaching practices in their businesses, as well as the role of financial coaches in the Advisory landscape.

Guest articles and blogs

These pieces were written for partners I respect - communities of healthcare professionals and financial advisors.

Private Practice Growth Club Blog

#1 This was the first in my Series on The Hidden Money Patterns Entrepreneurs face and gave an overview of eight typical money patterns

#2 Emotional business spending - when purchases become substitutes for progress

#3 Excessive financial risk taking - when boldness tips into recklessness

#4 Fear-based money management - when caution holds growth hostage

#5 Over-working without financial reward - when effort and income fall out of balance

#6 Relying on others for financial stability - why true independence matters

#7 Over-giving in business - when generosity turns into self-sacrifice

#8 Blurred financial boundaries

#9 Hiding or avoiding financial truths

Propulsion

Deepening Discovery - Practical Coaching Tools to Add Client Value

Defining the Landscape: what is Financial Coaching (and What Isn't for a Planner?)

Get reading Money Sparks

Money Sparks with Sam Sparkes banner image for newsletter sign-up

Money Sparks are for self-employed professional women who don't have hours to read but want to feel more confident with their personal and business finances. Each issue offers one simple insight you can use right away, along with small, practical steps to try. I send these out roughly every three weeks in an ad hoc rhythm that fits real life.

Red flower on Leisure Isle, Knysna
Image of Knysna lagoon at sunrise
Purple flower in early morning light
Forest scene on Leisure Isle, Knysna
LinkedIn logo

© 2025 SparkesFly Prosperity Coaching for Women. All Rights Reserved.